About PayDay

Welcome to PayToday!

When you’re caught unprepared, we’re here to help.

Pay Today provides small, short-term loans to New Zealanders needing an instant cash solution. Our same day loans are a convenient online alternative to banks and other lenders. A typical cash advance is cleared in less than one hour. Our online calculator makes it easy to apply. Repayment is simple, by direct debits from your bank account on agreed dates.

Don’t worry if your credit rating’s not perfect. We also look at your current ability to repay, and your future credit-worthiness. We’re a responsible lender. We only lend what you can afford to repay.

When life throws you a curve-ball, we’ve got your back. Our efficient and flexible online loans offer you quick cash relief when you need it most.

Our charges are transparent. We show the full-costs upfront