Please read these Terms of Use carefully before using this website.
General
Your access to and use of Wairau Pay Limited's (Pay Today)
website and its contents is subject to these Terms of Use and all
applicable laws. By accessing and using this website, you accept
and agree to these Terms of Use without any limitation or
qualification.
Pay Today reserves the right to change the Terms of Use without
notice. Your continued use of the website after any changes are
posted will be considered acceptance of those changes.
New Zealand Resident 18 Years
Products and/or services referred to on this website are only
offered to people in New Zealand who 18 years old or older. By
registering with Pay Today and/or entering into any contract for
any product and/or service provided by Pay Today you warrant that
you are a New Zealand resident who is over 18 years old.
Information on Website
The information on Pay Today's website is for informational
purposes only. Pay Today does not warrant (express or implied) the
accuracy or completeness of the information on this website. Pay
Today does not accept any liability for any loss or damage directly
or indirectly arising from any information contained on this
website (refer to the Disclaimer below).
This website is not designed for the purpose of providing any
financial or professional advice. Pay Today's products and/or
services are intended for your short-term cash needs only (e.g. an
emergency or an unexpected temporary cash shortfall). Pay Today
strongly recommends that you seek independent professional advice
before acting on any information on this website. You acknowledge
that any reliance on any information on Pay Today's website shall
be at your sole risk
Applications for Products and Services
Notwithstanding any information on this website, any application
for any of Pay Today's products and/or services will be subject to
Pay Today's lending criteria and terms and conditions as applicable
at the time of application, together with lending fees, transaction
fees and interest as applicable at the time of application.
Use of Information
Pay Today retains copyright and all other intellectual property
rights in all information on this website. The use of this website
is limited to non-commercial use, and no part of the information
displayed on this website is to be copied or displayed for
redistribution to third parties without first obtaining Pay Today's
written permission. No user of this website may change the
information on this website or interfere with the operations of the
website.
Registered Users
By registering as a user of the website you agree:
- that your password will be unique (e.g. not your name, name of
a child or pet or birthdays)
- to keep your password secure (e.g. do not keep a written copy
of your password) and not to disclose your password to anyone else
(including Pay Today employees)
- take reasonable care when accessing the website to ensure that
your password is not disclosed to any other person
- to check your account records carefully and promptly advise us
or any error or discrepancy or unauthorised transaction
- to notify us immediately if your password has become or may be
known to anyone other than you is lost or stolen
Third Party Links/Websites
Pay Today may provide links to third party websites on this
website. Pay Today does not endorse nor does it make any warranty
or representation regarding any linked website(s), the information
appearing on the linked website(s) and/or any of the products or
services described on the linked website(s). These linked websites
are not under our control. If you decide to visit any linked
website, you do so at your own risk and it is your responsibility
to take all protective measures to guard against viruses or other
destructive elements. Pay Today will have no liability in respect
of any damage or loss arising from any use of any linked
website.
Disclaimer
To the fullest extent permitted by law, Pay Today, its directors
and our related parties do not warrant the accuracy or completeness
of the information of this website and shall not be responsible or
liable for any loss or damage of any nature, however caused, which
may result directly or indirectly from any statements, errors
(including typographical errors), omissions or misrepresentation or
reliance on information contained on this website and/or any other
matter regarding this website and your use of it. Pay Today does
not represent that any information (including any file) obtained by
from or through this website is free of computer viruses or other
faults or defects. It is your responsibility to scan any such
information for computer viruses. We will not be liable to you or
any other person for any loss or damage of any nature,
Indemnification
By using Pay Today's website you agree to indemnify, defend and
hold harmless Pay Today, its directors and our related parties for
damages, costs and expenses, including reasonable lawyer's fees and
costs, for:
- Any claims for infringement of intellectual property
rights
- defamation relating to any material you send/post to the
website
- Any activity in relation to your internet account, including
negligent or wrongful conduct by you or anyone using the website
through your internet account
- Your breach of any provision of any of the terms of use
You agree to use best efforts to cooperate with us in the
defence of any such matter.
Jurisdiction
The use of this website and these Terms of Use are to be
governed by the laws of New Zealand, and any disputes arising out
of the same shall be resolved by the exclusive jurisdiction of the
Courts of New Zealand.
Further Information
Further information about this website or Pay Today's products
and services can be sought by calling Pay Today on 0800 729863